Privacy Policy
All information collected will be used to enhance your experience on our website. This information may include your name, email, phone number, and/or other data.
By using the Negocios Online website, you agree to this Privacy Policy. If you do not agree, even partially, with the terms and conditions outlined in this Privacy Policy, you should not access or use the content offered by Negocios Online. By using the site, the User acknowledges and fully agrees to the processing of their data in accordance with the terms of this Privacy Policy and the General Terms and Conditions of Use.
We reserve the right to modify this Privacy Policy at any time without prior notice or consent from Users. Please review it frequently. Changes and clarifications will take effect immediately upon being posted on the site. If we make material changes to this policy, we will notify you here so you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
Negocios Online respects user privacy and values transparency in how data is handled. Our Privacy Policy is in compliance with both international and national data protection regulations.
General Information for Users
Negocios Online aims to share financial information and make knowledge accessible to everyone. Users can browse the website without registering.
We follow international standards for data storage, protection, privacy, and transmission, while acknowledging that no method of storage or data transfer is 100% secure or infallible.
We continually review and improve our practices and technologies in line with both technical and regulatory developments. Our protection measures aim to prevent unauthorized access, use, alteration, disclosure, or destruction of your data.
We invest in measures such as encrypted communications, access controls, secure software development practices, internal compliance policies, and risk mitigation strategies. User information is stored in secure, reputable, and internationally recognized databases.
Negocios Online will never ask for payment to approve any financial product, such as credit cards, loans, or financing. If this occurs, please notify us immediately.
We strive to keep all information on our website as up-to-date as possible. However, details may differ from those found on the websites of financial institutions or service providers. For institutions we are not affiliated with, we do not guarantee the accuracy or timeliness of the information. Always read the terms and conditions of the financial institutions you choose.
We may receive a small commission from ads or from partners when users request a product or service through our site. Our content is based on quantitative and qualitative reviews. Please note that our partners may influence which products we review and how they are ranked or positioned on Negocios Online.
Due to the volume of information on our site, we do not provide guarantees regarding the accuracy or timeliness of content. Therefore, we prioritize content from our partners. To protect your personal information, we follow industry best practices and take reasonable precautions to ensure it is not lost, misused, accessed, disclosed, altered, or destroyed.
Links to Third-Party Websites
Negocios Online may contain links to third-party websites that we believe offer useful tools or information to our visitors. Our Privacy Policy does not apply to those websites. We are not responsible for the privacy practices or content of those websites.
We have no control over third-party websites and are therefore not liable for any relationships established between the User and third-party products or services featured on our blog.
Once you leave our site or are redirected to a third-party application or website, you are no longer governed by this Privacy Policy or our site’s Terms of Service.
If after providing us with your data, you change your mind, you may withdraw your consent for us to contact you, continue data collection, or disclose your information at any time by contacting us at:
📧 [email protected]
Non-Personal Data
When users do not request free content from Negocios Online (such as e-books, quizzes, articles, financial tips, etc.), we may collect non-personal data, such as which pages were visited, when, which links were clicked, what content was viewed, and other usage data.
Cookies
Google, as a third-party vendor, uses cookies to display ads. Through the DART cookie, Google can show ads based on the user’s visits to other websites. Users can disable the DART cookie by visiting Google’s ad and content network privacy policy.
Negocios Online uses cookies to collect data and IP identification information to enhance navigation, safety, and authenticity.
We also use third-party advertising to support maintenance costs. Some of these advertisers (such as Google via AdSense and Ad Exchange) may use cookies to collect personal information like IP address, ISP, browser type, etc. This is typically used for geotargeting (showing ads relevant to your location).
Users can disable cookies at any time through their browser settings. However, doing so may affect some features of the site.
Personally Identifiable Information
To access free content on Negocios Online—such as articles, ebooks, and quizzes—users may be required to provide personal information, including full name and email address.
These personal details are used to:
- Properly identify users and ensure security;
- Provide access to products and services;
- Analyze user profiles to recommend personalized financial content and products.
To improve profile accuracy, Negocios Online may conduct surveys to gather more insights. Users may receive invitations via email to participate. The data collected helps us improve our systems, services, and content.
If a user contacts us with a question or issue, we collect and store their contact details and messages to provide assistance and improve user experience.
Data Sharing
Negocios Online does not sell user data. However, it may share information with partners to better match users with relevant products and services or to fulfill service requests made by the user.
Negocios Online reserves the right to cooperate with judicial or governmental authorities and may share identifiable data to:
a) establish or exercise legal rights,
b) protect property,
c) protect users or anyone harmed by misconduct.
Data from Children
Negocios Online does not knowingly process or collect personal data from children under the age of 13 without prior consent from a parent or legal guardian.
If such data is unintentionally collected, it will be promptly deleted without notice.
If you are aware that we have mistakenly collected data from a child, please contact us immediately at:
📧 [email protected]